South Dakota Real Estate Investment

The Mount Rushmore State - No Income Tax & Growing Economy

No Income TaxFinancial HubTourism EconomyBusiness Friendly

South Dakota Investment Market Overview

Market Highlights

  • • No state income tax attracts businesses and residents
  • • Major credit card companies headquartered in Sioux Falls
  • • Strong tourism economy with Mount Rushmore and Black Hills
  • • Growing population in Sioux Falls metro area
  • • Very landlord-friendly laws and regulations
  • • Stable agricultural economy provides foundation

Median Home Price

$215,000

Average Cap Rate

7.8%

Average Rent

$1,100

Property Tax Rate

1.32%

Economic Drivers

Agriculture & Food Processing

Financial Services (Credit Cards)

Tourism & Recreation

Healthcare & Services

Manufacturing & Industrial

Mining & Natural Resources

Our South Dakota Loan Programs

Fix & Flip Loans

  • • 70% LTV up to $1.5M
  • • 12-month terms
  • • Close in 10-14 days
  • • Sioux Falls focus

Starting at 10.0%

DSCR Rental Loans

  • • 75% LTV up to $2M
  • • 30-year amortization
  • • No personal income verification
  • • Strong cash flow

Starting at 7.0%

Commercial Loans

  • • Up to $8M
  • • 25-year amortization
  • • Tourism properties
  • • Agricultural facilities

Starting at 6.75%

Major South Dakota Markets

Sioux Falls

+9.4%

Population: 192,517

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Rapid City

+6.8%

Population: 76,541

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Aberdeen

+2.1%

Population: 28,495

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Brookings

+8.3%

Population: 25,667

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Watertown

+3.5%

Population: 22,655

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Mitchell

+1.9%

Population: 15,660

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Yankton

+2.8%

Population: 14,454

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Pierre

+1.4%

Population: 14,091

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Huron

+0.7%

Population: 14,263

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Spearfish

+12.4%

Population: 12,193

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Why Invest in South Dakota?

No State Income Tax

Tax advantage attracts businesses and high earners

Financial Services Hub

Major credit card companies provide stable employment

Tourism Destination

Mount Rushmore and Black Hills attract millions of visitors

Ready to Invest in South Dakota?

Discover tax advantages and stability in the Mount Rushmore State

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