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Loan Calculator
Calculate your loan payments, DSCR ratios, and investment returns with our comprehensive suite of financial calculators.
DSCR Loan Calculator
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Calculation Results
DSCR Ratio1.03
Monthly Payment$2,622
Net Operating Income$2,700
Cash-on-Cash Return0.75%
Total Cash Needed$125,000
Annual Cash Flow$935
Understanding Your Results
Learn how to interpret your calculations and make informed investment decisions.
DSCR Ratio
Debt Service Coverage Ratio measures cash flow. A ratio of 1.25+ is excellent, 1.0-1.24 is good, and below 1.0 indicates negative cash flow.
Cash-on-Cash Return
Annual cash flow divided by initial investment. A 8-12% return is considered good for rental properties in most markets.
ROI Analysis
For fix & flip projects, aim for 20%+ ROI to account for risks and holding costs. Factor in all expenses including carrying costs.