Rhode Island Real Estate Investment
The Ocean State - Coastal Beauty & Historic Charm
Coastal PremiumHealthcare HubHistoric TownsTourism Economy
Rhode Island Investment Market Overview
Market Highlights
- • Premium coastal properties with historic character
- • Strong healthcare and life sciences sector
- • Newport tourism drives vacation rental demand
- • Proximity to Boston and New York markets
- • Brown University and RISD create rental demand
- • Limited supply maintains property values
Median Home Price
$385,000
Average Cap Rate
6.2%
Average Rent
$2,150
Property Tax Rate
1.53%
Economic Drivers
Healthcare & Life Sciences
Tourism & Hospitality
Manufacturing & Defense
Financial Services
Higher Education
Maritime & Ports
Our Rhode Island Loan Programs
Fix & Flip Loans
- • 70% LTV up to $2M
- • 12-month terms
- • Close in 10-14 days
- • Providence area focus
Starting at 11.5%
DSCR Rental Loans
- • 75% LTV up to $3M
- • 30-year amortization
- • No personal income verification
- • Vacation rental properties
Starting at 8.0%
Commercial Loans
- • Up to $8M
- • 25-year amortization
- • Historic properties
- • Hospitality investments
Starting at 7.75%
Major Rhode Island Markets
Why Invest in Rhode Island?
Coastal Premium
Waterfront properties command premium pricing
Tourism Destination
Newport mansions and coastal attractions drive visitors
Limited Supply
Small state size creates scarcity value
Ready to Invest in Rhode Island?
Discover coastal elegance and historic charm in the Ocean State