Loan Comparison Tool
Compare different loan products side-by-side to find the best financing for your investment strategy.
Select Loans to Compare (Up to 4)
DSCR Loans
Cash flow-based financing
7.125%+
Hard Money
Asset-based short-term
12.5%+
Commercial Loans
Income property financing
7.75%+
Portfolio Loans
Multiple property financing
7.0%+
Bridge Loans
Fast acquisition capital
10.5%+
Construction Loans
Ground-up development
11.25%+
Side-by-Side Comparison
| Feature | DSCR Loans | Hard Money |
|---|---|---|
| Starting Rate | 7.125%+ | 12.5%+ |
| Min FICO | 640 | 620 |
| Max LTV | 80% | 85% |
| Loan Terms | 30 years | 6-24 months |
| Average Close | 7 days | 5 days |
| Documentation | Minimal | Minimal |
| Best For | Buy-and-hold investors | Fix & flip investors |
DSCR Loans
Advantages
- No tax returns
- Fast approval
- 30-year terms
- Up to 80% LTV
Considerations
- Investment only
- DSCR requirement
- Prepayment penalty
Hard Money
Advantages
- Fast closing
- Minimal docs
- High LTV
- Asset-based
Considerations
- High rates
- Short term
- Points required
Ready to Move Forward?
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