DSCR Calculator
Calculate your debt service coverage ratio for DSCR loan qualification
Determine if your rental income can support your loan payments. DSCR of 1.25 or higher typically qualifies for our best rates.
DSCR Calculator
Enter your property details below
Property Income
$
Monthly Expenses
$
$
$
Loan Details
$
Results
DSCR Ratio
1.37
Excellent
Effective Monthly Rent$4,500
Monthly Payment (P&I)$2,728.705
Total PITIA$3,278.705
Monthly Cash Flow$1,221.295
Recommendations
- You qualify for our best rates and terms
- Consider higher LTV options up to 80%
Understanding DSCR
≥ 1.25
Strong DSCR. Qualifies for best rates and highest LTV options up to 80%.
1.0 - 1.24
Acceptable DSCR. May qualify with adjusted terms or lower LTV.
0.75 - 0.99
Consider no-ratio DSCR program or property improvements.