Real estate investors have multiple financing options for acquisition and development projects. Understanding the differences between fix & flip, bridge, and construction loans is essential for selecting the right capital structure.

Fix & Flip Loans

Best for: Properties requiring renovation with clear ARV and exit timeline (6-18 months). Features controlled draws and interest-only payments on drawn funds.

Bridge Loans

Best for: Quick acquisition of stabilized or near-stabilized properties with refinance exit strategy. Minimal documentation and fast closing.

Ground-Up Construction

Best for: Land development and new construction projects. Requires experienced contractors and detailed project management.

Decision Matrix

Consider project timeline, renovation scope, exit strategy, and experience level when selecting your financing approach.